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Terms & Conditions

Terms & Conditions

Finance offers available through Q Mastercard and GEM Visa for 4 years (48 months) Interest Free Payment Holiday throughout August 2021. Specific terms outlined below.

Win 10,000 Bonus Flybuys - purchase any Harrisons product between 1st and 31st August and go into the draw to win 10,000 Bonus Flybuys. Minimum purchase of $1000.

*Q Mastercard Terms and Conditions:

"Interest free for 4 years (48 months) offer " - Pay no interest during the 48 month promotional period (until August 2025) - provided you pay the "payment to reduce further interest" amount in your monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.

No payments and no interest until February 2023 (“18 month Payment Holiday”) is available on Flexi Payment Plans until 31st August 2021.

Minimum spend $1000. Annual Account Fee of $50 applies, paid in 6 monthly instalments ($25 applied on opening an every six months thereafter). New Cardholder fee - $55 Establishment. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 25.99% or 22.95% p.a (depending on your card) applies to any outstanding balance at end of payment holiday or interest free period. Leading criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

Gem Visa and Gem Creditline Terms and Conditions:

"Interest free for 4 years (48 months) offer "- 4 years (48 months) of equal interest free instalments (until August 2025) is available as an instalment plan advance Gem Visa/ a CreditLine Select advance (Gem CreditLine). Amount payment will be shown on your monthly statement. Minimum purchase $1000. Offer ends 31st August 2021.

Pay no interest and no payments for 12 months (1 year) - Minimum purchase $500. No monthly payments required during the stated period. Offer ends 31st August 2021.Payment for your purchase will be deferred for the stated period. During this period, no interest will accrue, and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p,a /Gem Credit Line 29.95% p.a ) applies after any interest free offer ends.

Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

* All sales are eligible for Fly Buys points. Must supply Fly Buys number at the time of the consult. Fly Buys Membership Terms and Conditions apply and can be viewed at www.flybuys.co.nz. Your contact details will not be collected for marketing purposes unless you express an interest in our latest offers and news.

Your contact details will not be collected for marketing purposes unless you express an interest in our latest offers and news.